Coverage lines

Insurance built line-by-line for environmental contractors.

Each policy below addresses a specific exposure in environmental remediation — from the pollution exclusion your GL carries to the stolen excavator or leaking frac tank your mobile equipment and auto coverage need to handle.

Core coverage

Contractors Pollution Liability (CPL)

Coverage for pollution conditions arising from your remediation operations — asbestos, mold, lead, contaminated soil and groundwater, and hazardous waste — the exact exposure that standard general liability excludes. The essential, core policy every environmental contractor must carry.

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General Liability Insurance

Third-party bodily injury and property damage protection for your remediation crews and jobsites — including products-completed operations and the GC, developer, and government additional-insured certificates that get you onto the project. Coordinated with CPL because GL excludes pollution.

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Professional Liability / E&O

Errors & omissions coverage for the professional services environmental contractors provide — remediation design, site assessment, sampling and analysis, monitoring, and consulting — protection for the financial cost of a design or advisory error that a pollution or GL policy will not cover.

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Workers' Compensation

Coverage for the injury and exposure patterns unique to environmental crews — asbestos, mold, and lead abatement class codes, hazmat handlers, chemical and biological exposure, heat and confined-space injury — with correct classification so you're not overpaying or underinsured.

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Commercial Auto Insurance

Coverage for the vacuum trucks, tanker trucks, roll-off haulers, and super-suckers that move your crew, contaminated soil, liquids, and equipment between remediation sites and disposal facilities — including hired/non-owned and loading liability.

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Commercial Property Insurance

All-risk property coverage for the environmental contractor's yard, equipment decontamination facility, office, and storage — built for the specialized equipment, hazardous-material handling, and environmental exposures of a remediation operation.

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Inland Marine / Mobile Equipment

Scheduled coverage for the heavy mobile equipment and specialty gear remediation contractors depend on — excavators, frac tanks, HEPA vacuums, air monitors, confined-space gear, and trailers — that travels between jobsites and follows the equipment wherever it goes.

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Umbrella / Excess Liability

Layered limits above your GL, CPL, auto, and employers' liability — essential when a contamination release, a multi-party Superfund claim, or a catastrophic jobsite loss could otherwise exhaust your primary coverage and threaten the entire company.

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Not sure which lines you need?

Most environmental contractors bundle CPL + GL + workers' comp + mobile equipment into one coordinated program. We'll build the right mix in one call.