Built by people who know the work, for environmental contractors.
Environmental Contractor Insurance is the environmental-trades division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a pollution exclusion shows up in a contamination-claim denial.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Environmental market access
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the field to the agency.
Josh Cotner worked in the trades before founding CCA in 2005. That background is why we understand what’s at stake when a pollution condition arises and the carrier cites the pollution exclusion — or when a frac tank leaks at a remediation site and the generic policy denies the claim.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors the right way.
Expanded to environmental specialty markets
After placing programs for dozens of contractor categories, CCA deepens its focus on environmental remediation and hazmat crews with unique pollution and exposure risks.
Dedicated environmental contractor division
Environmental Contractor Insurance focuses CCA's expertise on environmental contractors — crews where pollution liability, asbestos/mold/lead abatement, and contaminated-site cleanup are the real risks.
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Environmental crews insured nationwide
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Years insuring trades contractors
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Average quote turnaround
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States licensed & writing
Four things we won’t compromise on.
Trades-first, always
Josh spent years in the trades before starting the agency. We speak the language of environmental contracting because we know what happens when coverage fails at claim time.
Coverage that closes the gaps
Pollution exclusions, contaminated releases, and mis-classed abatement crews — we address the exposures standard markets miss or exclude.
A-rated environmental markets
We shop carriers with the financial strength and environmental underwriting experience to be there when a contamination or hazmat claim hits.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your crew actually requires.
Ready to protect your remediation operation?
Get a 15-minute quote from specialists who understand environmental contractors — CPL, GL, workers' comp, professional, auto, and equipment.